Alright, everyone, I’ve been participating actively in my no-spend-challenge this month and I felt the need to motivate whomever is having a difficult time doing this.
Look. It’s one month. If you have any special occasions like birthdays, yes, it’s an exception that you can take, but that’s it. It should have been budgeted at the beginning of the month and should not be an outrageous amount, or else this challenge would be of no benefit. Think of how great you will feel afterwards. You will have leftover money that typically you would use, but in this case, it will all go towards your debt. Yup. It doesn’t sound exciting or moving in any way. But you will be one step ahead of the game from everyone else. You will be different. You won’t be contributing to the debt in this country in the larger picture. You won’t be living from paycheck to paycheck all of the time. You won’t feel the need to use a credit card because you ran out of cash.
You’ve got this.
You are your own person.
Just because magazines, blogs, and social media tells you what you need right now, does not mean you need to get it. If it’s an item you will hardly use or you have so much of, don’t give in.
Reach for that new eyeshadow palette (ladies) when you have three at home, and you will be breaking this challenge, feel guilt, and know that you are not moving forward in your pursuit of living a debt-free life at a young age.
With that schpeel said…
An item I have recently purchased as soon as my makeup remover wipes ran out was the Makeup Eraser.
I noticed that each month I was spending a bit too much on makeup removers (I mean, $14 was too much monthly in my mind). Now, this is the only thing I will use all year long because it’s good for 1,000 washes. Wow. Bye-bye wet, oily makeup-removers, helloooooo little makeup eraser. The retail price is $20 and you can purchase direct from their website or beauty stores like Sephora. Usually face towelettes will come in a pack of 24, so let’s assume you not only use them nightly to remove, but you use them during the day after the gym or to re-do your makeup for an evening event. You would probably use 2 daily and each pack costs about $7.
12×2=24 (days; this only covers 24 days out of the month so you would have to add another 6 or 7 days if you prefer)
So on average, you will spend $14 a month, that is about $170 per year, or maybe more if you use a few more towelettes than others if you’re really active.
So it may not seem a lot right now, but in the long run, you always want to find solutions that will benefit you a lot later.
And plus, it’s worked great!